Advice given is to the general populous. They don't know if you have an anti-cholesterol gene...
http://articles.latimes.com/1994-10-17/news/mn-51362_1_artery-disease
or some other beneficial OR detrimental makeup to your genome or if your father has already had 3 heart attacks.
Personally I'm happy to save up for the big one my 70 yr plus auntie had. Big and quick. I'll do whatever I can to finish off down that path rather than having my arse wiped for me. My mother died from motor-neurone disease. at 50. That was grim. So we each decide where we want to be and what we'd like based on our own experiences.
some say be healthy - live long (hopefully with your faculties intact) other live fast die young...
whatever you decide.. 'how much beer is too much' is normally only a part of the whole equation.