Just had a confirmed morgage offer!

[narmour]

Went through a few specialist companies and they were all much of a same-ness sadly we had to pull out of the sale - I feel really bad for the people we were buying from as its not their fault but it was just too much for us

I am an independent estate agent, not all of us are the spawn of the devil narmour. I work in a rural area and cowboy traders don't last here whatever business they are in as word spreads fast.
.

Apologies, was meant as tongue in cheek really, based on my experiences. No offence meant :thumb:

 

[narmour]

And now there are possible subsidance issues with this house, there is a structural survey being performed soon (paid for by the sellers) that will confirm 1 way or the other so fingers crossed there are no problems with this one or its back to viewing houses again

Looks like you're not having much luck with foundations!! hope it works out for you. Waiting for a survey report is nerve wracking, we're currently going through the same. Hopefully you'll be cracking a celebratory bottle or two of your finest in the not too distant future.

 

[Jeltz]

And now there are possible subsidance issues with this house, there is a structural survey being performed soon (paid for by the sellers) that will confirm 1 way or the other so fingers crossed there are no problems with this one or its back to viewing houses again

That is bad luck, are there a lot of problems with subsidence in the area? When you say a structural survey I hope you actually mean a structural engineers report? They are different, its the engineer's report you want if there is a query on subsidence. They are of course more expensive as the people that do them have different qualifications from surveyors and its a more specialised job! Anyway fingers crossed that the report comes back OK there are several causes of movement cracks and they vary in seriousness.

 

[peelman]

I hope to be moving next week as it happens! Fantastic man-cave/brewery with it too! Happy Days!

 

[BrotherMalice]

Will look forward to seeing pics of you man cave when you have moved mate :)

 

[Hawks]

I had to have a structural engineers report a good few years ago. The guy turned up and said a lot of the mortgage lenders surveyors were recommending them to cover themselves due to the local area - got a clean bill of health though :thumb:

 

[BrotherMalice]

I really home this place will get a clean report, I really dont want to have to start looking for the 3rd time...

 

[Jeltz]

I had to have a structural engineers report a good few years ago. The guy turned up and said a lot of the mortgage lenders surveyors were recommending them to cover themselves due to the local area - got a clean bill of health though :thumb:

Its criminal how that happens, we refer to them as an ACE (arse covering exercise) and yes I usually find structural engineers are quite scathing about the surveyors who have recommended the reports.

 

[peelman]

Will look forward to seeing pics of you man cave when you have moved mate :)

You can be sure of that.. I have been a little reluctant to get stuck into the brewing over the last couple of months because of the move. But I will be making up for that from now on I promise. With the obligatory photos without a doubt...
:

 

[BrotherMalice]

I have been the same, only 1 brew this year

 

[BrotherMalice]

The structural engineer is on site today, we should get the report next week...

 

[Hawks]

I had to have a structural engineers report a good few years ago. The guy turned up and said a lot of the mortgage lenders surveyors were recommending them to cover themselves due to the local area - got a clean bill of health though :thumb:

Its criminal how that happens, we refer to them as an ACE (arse covering exercise) and yes I usually find structural engineers are quite scathing about the surveyors who have recommended the reports.

he was indeed - said it was just going to be wasting my money and he'd not be able to find anything - sure enough he was right

 

[BrotherMalice]

And finally! - It looks like the completion date is a week tomorrow, does that mean we get the keys that day?

 

[joe1002]

Yep :thumb:

Congratulations :

 

[BrotherMalice]

Excellent, need to cancell my plans for the weekend and start organising stuff now!

Rather excited!

 

[Will12283]

Light at the end of the tunnel well done BM :thumb:

 

[joe1002]

The joys of packing hey. It will be worth it though.

I bet you are excited. Make sure you have a brew to crack open next friday evening, oh and one for tonight :drink:

 

[BrotherMalice]

Going to have to buy something

Not brewed for ages and the last brew was for TST - Need the move to go quickly and smoothly so I can get a brew on asap!

 

[Jeltz]

So you have exchanged contracts? Excellent!

Yes you get the keys on completion, your solicitor will send the money to theirs who in turn would solicitor would send the money on (plus any additional funds needed) for whatever they are buying etc. etc.

As soon as their solicitor receives your money then legally the house is yours and you are entitled to collect the keys. As you are the start of whatever chain there is that should happen quite early in the day, so long as your solicitor sends it 1st thing. That's what should happen but in practice if the people are moving out that day they often don't bring the keys in until they have finished packing up and most removal firms aim to get away from a house by mid day.

Here's hoping for a smooth move :

 

[BrotherMalice]

We have not done the contracts yet, need to look into that... (runs off to ring solicitor...)