The Budget

[Leon103]

Linky please

Try Google
https://www.gov.uk/benefit-cap/benefit-cap-amounts

 

[Bitter_Dave]

I'd like that answer too. Searched and I'm getting closer to that figure for a month rather than a week on Universal Credit.

And the poverty line was measured at £200 a week back in 2008 I think. Has to be a good deal higher now. 21% of the population was considered below the poverty line in 2023 (Wikipedia).

I was referring to Job Seeker's allowance = £90 p/w.

Not sure where you get £300 a week:

https://www.gov.uk/universal-credit/what-youll-get

+ Child Benefit is not means tested unless you earn over £60k annum so is not lost if you are on low wages

 

[Larse]

Try Google
https://www.gov.uk/benefit-cap/benefit-cap-amounts

No wonder I couldn't find it. That's the benefit cap. Not how much you get, it's the limit of what you can get through a myriad of schemes, a lot of which wouldn't apply to a single individual at one time.

 

[Leon103]

That's a benefit cap. Not how much you get, it's the limit of what you can get through a myriad of schemes, a lot of which wouldn't apply to a single individual at one time.

Most people will be at benefit cap. As per my example above. Universal Credit, child benefit and housing Benefit and you will be at cap.

Hopefully that is enough justification, workings out etc.

 

[Larse]

Most people will be at benefit cap. As per my example above. Universal Credit, child benefit and housing Benefit and you will be at cap.

Hopefully that is enough justification, workings out etc.

You haven't linked the figures you quoted above. None of us can find them anywhere.

Edit: This is what the gov.uk site states for UC. And it's monthly, not weekly

 

[Bitter_Dave]

According to this government source...

https://www.gov.uk/government/stati...r-of-households-capped-to-may-2024#PropCapped

"1.8% of working age households claiming HB or UC had their benefits capped at May 2024"

Hardly seems to be 'most' people, and is likely to relate to people living in areas with very high rents, with most the money going straight to private landlords.

 

[Leon103]

You haven't linked the figures you quoted above. None of us can find them anywhere.

Edit: This is what the gov.uk site states for UC. And it's monthly, not weekly
View attachment 105318

It's hard to quote a lot of it (not that I thought it was needed)
Housing Benefit depends on a lot of factors and varies for everyone, then there is local housing allowance (private rental).

Some Welsh examples.
In 2024/25, the monthly Universal Credit Local Housing Allowance (UC LHA) rates are:
North West Wales: £342.41

North Clwyd: £342.41

Flintshire: £380.21

Wrexham: £391.31

Child Benefit- https://www.gov.uk/child-benefit/what-youll-get

You have quoted standard UC, there are many addons, again, hard to quote any particular site because everyone is different but gov.uk can calculate how much you are entitled to.

https://england.shelter.org.uk/hous...ow_to_claim_universal_credit/how_much_you_get explains some of it.


Right, last post. Think I have earned my A* now. All for saying that benefits not give an incentive to work.

 

[Leon103]

According to this government source...

https://www.gov.uk/government/stati...r-of-households-capped-to-may-2024#PropCapped

"1.8% of working age households claiming HB or UC had their benefits capped at May 2024"

Hardly seems to be 'most' people, and is likely to relate to people living in areas with very high rents, with most the money going straight to private landlords.

123,000 households had their benefit capped at May 2024. If that's 1.8% then that's a lot of people on benefits....

 

[Larse]

It's hard to quote a lot of it (not that I thought it was needed)
Housing Benefit depends on a lot of factors and varies for everyone, then there is local housing allowance (private rental).

Some Welsh examples.
In 2024/25, the monthly Universal Credit Local Housing Allowance (UC LHA) rates are:
North West Wales: £342.41

North Clwyd: £342.41

Flintshire: £380.21

Wrexham: £391.31

Child Benefit- https://www.gov.uk/child-benefit/what-youll-get

You have quoted standard UC, there are many addons, again, hard to quote any particular site because everyone is different but gov.uk can calculate how much you are entitled to.

https://england.shelter.org.uk/hous...ow_to_claim_universal_credit/how_much_you_get explains some of it.


Right, last post. Think I have earned my A* now. All for saying that benefits not give an incentive to work.

It was needed because none of us could find any backup for your contention that people on benefit were getting over £400 a week. You can't eat housing benefit, it goes straight to landlords, so what's left is barely enough to live on and is below the poverty line (which if £200 in 2008 would be well over £300 now).

The "many addons to UC) are limited. Disability, carer and small housing allowances (again inedible).

123,000 households had their benefit capped at May 2024. If that's 1.8% then that's a lot of people on benefits....

Yes. Many people who are working are also on UC. Think about that.

 

[The Baron]

man and woman not working but seeking 2 kids under 16 with a mortgage approx £100k
£401.35 p/week =£1739.18 per month
Done on a Gov approved calculator.
other benefits available depending on circumstances.

Below is a list of extra help categories for which you are eligible. Click on a category to view the specific assistance available to you:

White goods and emergency grants (5)Help with bills (5)Help getting into work (3)Help raising a child (1)Bereaved (3)Help with health costs (8)Help with travel costs (1)Get advice (1)

 

[Larse]

man and woman not working but seeking 2 kids under 16 with a mortgage approx £100k
£401.35 p/week =£1739.18 per month
Done on a Gov approved calculator.
other benefits available depending on circumstances.

That includes housing benefit. The poverty line is defined as income after housing is paid for.

 

[An Ankoù]

My Dad did a 40 hour week he earned enough to pay the bills and bring up three kids,

Wasn't a toolmaker, by any chance?

 

[The Baron]

I thought we were trying to prove the difference between working or not working?

 

[Agentgonzo]

I thought we were trying to prove the difference between working or not working?

I thought people were just ranting

 

[Brew_DD2]

It was needed because none of us could find any backup for your contention that people on benefit were getting over £400 a week. You can't eat housing benefit, it goes straight to landlords, so what's left is barely enough to live on and is below the poverty line (which if £200 in 2008 would be well over £300 now).

The "many addons to UC) are limited. Disability, carer and small housing allowances (again inedible).


Yes. Many people who are working are also on UC. Think about that.

State pension also a welfare benefit. Although not sure if they are considered a benefit in these specific numbers.

 

[Larse]

I thought we were trying to prove the difference between working or not working?

Yes. But the comparison that was made did not quantify housing cost, so it was apples and oranges.

 

[The Baron]

No housing benefit as they have a mortgage just interest towards mortgage also no council tax rebates etc claimed for on this basic example so scope for additional benefits.

 

[Larse]

No housing benefit as they have a mortgage just interest towards mortgage also no council tax rebates etc claimed for on this basic example so scope for additional benefits.

I'm talking about this comparison

Outside of greater London you get £423.46 a week or £1,835 month max. This is single mum
On top of that there are other benefits as listed earlier.

Not sure what is poverty line but let's say minimum wage and that single mum was warning £11.44 an hour, 40 week is around £457. Depending on other factors I would say she would be taking home £382 after tax and NI. Now factor in travel to and from work, childcare etc.