This sums up my approach too, I also find the refractometer easier to read.I bought a cheapie off ebay as well. It's pretty accurate off the bat compared to the hydrometer, so I use it for OG, and then tap off a dribble when I think it's done to check. The conversion default on brewers friend seems pretty accurate for me, which I checked by comparing against the hydrometer. I don't bother with the hydrometer now as a half percent difference in abv is not something I could detect or indeed even worry about.