Car insurance.

[Chippy_Tea]

I tried the comparison site I normally use as mine is out at the end of the month, I was shocked to find it has gone up by £200, even the lowest quote with all the bells and whistles removed is still more than I paid last year, looks like I am going to have to see howuch they will lower it.

 

[London]

My car insurance last year was £850 the renewal for this year was a tad under £1300, called A Plan 020 8672 3375 they found another insurance company for £530. Might be worth a call.

 

[Clint]

I always phone them...quotes are just that. Mine went down this year and Mrs Clint stayed the same.

 

[MrJay83]

Just had a quote for mine and it's about 35%+. Nothing has changed but another year's NCB. Paid my house insurance yester and it was almost double from last year. Times ain't great.

 

[Benfleet Brewery]

Not car, but my house insurance has just come up for renewal. Last year £334 but they are asking for £570 this year. No claims, no changes to circumstances

 

[LeeH]

Mine went up, said you need to match this or I’m leaving.

They did.

After 3 years Admiral had zero loyalty towards me until I called and challenged the renewal. I thought this dodgy practice was stoped? Obviously not.

 

[MashBag]

Buy the very best or the very cheapest. The first will see you alright, everyone else will want a fight.

 

[MashBag]

I always phone them...quotes are just that. Mine went down this year and Mrs Clint stayed the same.

Mine went up by 63% needless to say. I changed.

 

[dad_of_jon]

Mine went up, said you need to match this or I’m leaving.

They did.

After 3 years Admiral had zero loyalty towards me until I called and challenged the renewal. I thought this dodgy practice was stoped? Obviously not.

I'm sure they can't price walk you with car insurance, I don't know about other insurance types.

The auto renewal is a crafty wheeze. It can be quite an effort to get it turned off.

What they often do now is charge a brokers fee. Which is discounted for the first year but not on subsequent years.

The other sharp practice is domestic appliance insurance to cover against breakdown.....

I took it out once about £230 for a £500 washer for 5 years. the washing machine (ariston) broke down in year 3 - So I was covered. takes a week for an engineer to come out and promptly said I don't have the part. took about a month to fix.

Thesedays I 'Notionally' put the cost of insurance to one side so I have a pot of money then when something fails I already have the money available and I can get a new replacement in a day or two with someone like AO. - I also don't buy cheap cr4p anymore. - Dishwasher (AEG) 10 years old, Washing machine (LG) 12 years old. I have saved so much by not buying insurance I get NEW for old without the attempts to repair first.

 

[Clint]

That's a good way of thinking. The 12 month warranty on high price electrical items etc is rubbish but trying to get them to respond is a nightmare. As for LG I wouldn't pi55 on them if they were on fire.