I don't know anyone who racks to a secondary anymore - except when bulk priming, and I don't even think it's necessary then. Many years ago it used to be usual practice but these days it's generally considered an unnecessary risk, though having said that, I do remember when I used to do it many years ago noticing that the beer did seem to clear a little quicker after racking. However, I think most simply allow the wort to ferment to FG in the primary, leave it a few days and then get it packaged up ASAP. Apart from reducing the amount of yeast in the keg or bottles there's no good reason to have it sitting around for too long:
"…for an ale with a healthy yeast you really don't need or indeed want it to linger too long on the yeast cake."
"The length of time we had to leave the beer in contact with the yeast to mop up the last traces of diacetyl and pentanedione was not very long, we're talking a day or two… "
"… and once we were confident that we got those VDK's below our target then our philosophy was for goodness sake get it off the yeast."
- Dr Charles Bamforth, Professor of Brewing Science
Achieveing clear beer at cellar or rooms temperatures is not usually a problem but it's the formation of chill-haze at fridge temps that's a little more challenging to deal with. For this reason many brewers cold-crash their beers for several days (or more) once fermentation is complete. This helps significantly with final beer clarity - particularly when serving cold.