Hi Covrich. Yeah, I've just read something on the web that agrees with you re dry hopping. Apparently if added too early the hop aroma will be dissipated with the CO2 by bottling/kegging time.
Some brewers even prefer to wait until fermentation has finished.
Do you use a hop bag or loose? Pellets or leaves?
Well this kit in my example comes with pellets.. I will pop them in a muslin bag with two marbles.. the bag and the marbles I will sanitise and take the bag out pop the hops in and drop it in the FV..
My fermentation finished last Saturday.. I didn't really worry about dry hopping based up on fermentation schedule but rather when I am going to bottle.